Q2 2025

SME News Q2 2025 / 22 RS Data Tech, Ltd: Best Credit Agency 2024 Credit scores are an important financial tool that can have a large impact on your wellbeing, used throughout your life to determine housing, loans, and insurance rates. Navigating such a crucial, yet often unclear, landscape can be daunting, especially without the correct support or guidance. Based in Manchester, RS Data Tech Ltd, trading as UK Credit Ratings, Student Credit Checker & Credit Score Pro is a leading credit agency dedicated to helping its clients achieve their financial goals. We spoke to Cody Silvester below, Commercial Director at RS Data Tech, as the company is recognised in the UK Finance Awards 2024. Founded in 2013, RS Data Tech is a data-led fintech company focused on making credit clearer, fairer, and more accessible for everyone. At its core, the company believes in transparency, innovation, and delivering genuine value to clientele. These values guide RS Data Tech’s growth and are deeply embedded in how it serves partners and clients. RS Data Tech operates a comprehensive suite of consumer platforms, each designed to support clients at the different stages of their financial journey. “RS Data Tech is here to simplify credit and empower confidence in financial decisions. Whether you’re a student, a young professional, or someone rebuilding your credit, we have a product to support your journey.” Whether a client is trying to rebuild their credit, better understand their score, or take their first steps into the financial world, RS Data Tech offers solutions that empower smarter decisions and easier access to personalised financial products. The company’s client base is broad, ranging from the everyday consumer working to improve their credit score to students starting out on their financial journey, and even lenders looking to connect with better-matched customers. “What sets us apart is the actionable nature of our platforms – we’re not just informing users, we’re guiding them towards better outcomes and helping providers reach the right people at the right time,” Cody told us. “We provide more than just a credit score – we give users insight, education, and real, personalised opportunities. We also support a wide range of B2B partners through our Pre-Qualified Leads solution, built to help financial brands acquire customers more efficiently, with full regulatory compliance and improved conversion performance.” “We’re proud to have built platforms that genuinely help people move forward – and equally proud of the trust our partners place in us to deliver real, compliant value.” RS Data Tech cites its team as the engine behind its success. Internally, the company has carefully cultivated a culture that thrives on collaboration, agility, and support. RS Data Tech believes in providing its team the freedom to explore ideas and the structure to turn those ideas into results, a balance Cody told us is the key to staying ahead in such a fast-paced industry as fintech. As a result, RS Data Tech has built a team whose drive, creativity, and care for the customer experience has propelled it far beyond the competition. Maintaining this motivated team has been instrumental in traversing the complexities of the dynamic fintech landscape. Since its inception, RS Data Tech has encountered its share of challenges, though the company’s attitude towards adversity defines its true capabilities. Currently, RS Data Tech faces the challenge of keeping pace with rising consumer expectations whilst navigating a tightening regulatory environment. Clients are seeking more personalised, seamless experiences whilst providers are working to remain compliant and responsible when adapting to the demands. RS Data Tech, however, views such obstacles as an opportunity to lead. By investing in smart technology, clear user journeys, and compliance-first solutions, the company has been able to create offerings that meet both consumer and partner needs without compromise. RS Data Tech intends to maintain this attitude moving forward, with a number of plans regarding the enhancement and expansion of its services. The company remains steadfast in its dedication to empowering its clients to achieving their financial dreams. It is for this very dedication that RS Data Tech has been recognised as the Best Credit Agency 2024 by SME News magazine in the UK Finance Awards 2024. In light of this monumental triumph, we asked Cody about RS Data Tech’s plans for the future. “2025 is an exciting year for us,” he shared. “We’ll be rolling out improvements across all our platforms, with a focus on mobile-first experiences, AI-powered personalisation, and new tools to help users manage and improve their credit even more effectively. We’re also expanding the reach of our products, ensuring that more users can access real-time insights, budgeting support, and credit-building features – all in one place. “This recognition is a great moment for our team – but we see it as just the beginning of what is still to come.” Contact: Cody Silvester Web Address: www.rsdatatech.com Jan25155

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