109 | UK Enterprise Awards 2022 Specialist insurer, Incision Medical Indemnity, provides tailored indemnity insurance for surgeons, medical professionals, and private clinics. Not simply content with providing superior insurance products, the experienced team also works hard to provide clients with all the education and information resources they need. We speak to Director, Ian Redbourn, to find out more. Medical professionals work hard to deliver quality healthcare and outcomes, but, on occasion, things go wrong. Mistakes in the healthcare world can sometimes have serious consequences. Having the right insurance can go a long way to compensating those affected. Designed to protect the medical professional or clinic during the claims process, indemnity insurance also covers costs arising from a claim. As litigation becomes more commonplace, the risk of patients taking legal action against their consultant is greater than ever. Consultants working for the NHS automatically receive indemnity for medical malpractice claims through the clinic or hospital. But it is vital for those with private, independent practices to have appropriate insurance or indemnity in place. Incision Indemnity provides its members with a comprehensive, competitive, and importantly regulated contract of insurance that is tailored to provide protection from the risks that medical professionals and clinics face today. Incision Indemnity’s secure contracts are underwritten by A-rated (A.M.Best), Lloyd’s of London Syndicates, and specialist Medical Malpractice insurance companies. Since its foundation in 2010, Incision Indemnity has built a reputation that extends far beyond the comprehensive insurance cover that it provides to Apr22484 Best Specialist Insurance Broker & Risk Management Consultancy 2022 its members. Ian, whose responsibilities include ensuring members receive best-in-class products and services, tells us, “Incision Indemnity has grown year on year from the beginning. Our unique offerings have developed in line with our members’ needs.” Incision Indemnity has been providing cover for specialist surgeons since the company began and in June 2022 it extended its unique offer to include all medical professionals and private clinics. When we ask Ian what differentiates Incision Indemnity from its competitors, he explains, “We spent years researching the unique exposures that specialist consultants face dayto-day. We always aim to remain ahead of the curve, constantly reviewing the requirements of our members to ensure that our comprehensive coverages meet and exceed their needs.” Recent enhancements have included cover for Surgical Assistants and Fellows as standard, bodily injury caused by a Cyber event, and in an immediate response to our members’ concerns at the onset of the pandemic, a policy wording that expressly confirms that remote consultations as part of their usual business are covered. As well as a bespoke subscription that takes into account every aspect of each client’s practice, the company offers a host of other benefits. There’s a 24/7 in-house medico-legal advice line manned by staff with legal and medical qualifications. And a growing database of risk management information is available via Incision Indemnity’s online portal. Contact: Ian Redbourn Company: Incision Indemnity Web Address: https://incisionindemnity.com/
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