UK Finance Awards 2025/ 16 Best Credit Agency 2025 & Credit Report Excellence Award 2025 Your credit profile is an essential element of maintaining financial stability and can often be the decisive factor in achieving your financial goals. Despite this, many credit platforms simply stop at providing a score or report, without ever giving their clients the advice or tools necessary to make improvements. RS Data Tech Ltd is a credit agency on a mission to transform this daunting process from passive to proactive, empowering individuals with true agency over their financial decisions and financial futures. We heard more from Director Cody Silvester below, as RS Data Tech Ltd’s credit rating brands — UK Credit Ratings, Credit Score Pro, and Student Credit Checker — are named winners at the UK Finance Awards 2025. Based in Manchester, RS Data Tech Ltd is a leading credit agency founded with the aim of helping people genuinely understand their financial position and make informed improvements over time. The agency serves a diverse client base, ranging from individuals looking to repair their credit to those planning ahead for major financial milestones. Regardless of background or financial circumstance, however, each client is united by a shared need: clarity in credit. “Our core values are centred on transparency, education, and support,” Cody told us. “Credit can be confusing and, at times, stressful, so our goal has always been to remove uncertainty and replace it with understanding. As the business has grown, those values have remained consistent, but our responsibility has increased. We now place even greater emphasis on accuracy, compliance, and long-term customer outcomes, which has been fundamental to our continued success.” Understanding the complexities of credit, RS Data Tech Ltd and its credit rating brands take a deliberately hands-on and educational approach to their services. Rather than presenting credit as a static number, the agency demonstrates to customers how credit is built, how it is influenced day to day, and where progress can realistically be made. Customers are not just shown where they stand with their credit; they are actively guided through how their profile has been formed and which actions will have the greatest impact going forward. The agency further distinguishes itself through its focus on improvement over products. Where many providers stop at a score and immediately attempt to sell financial products that fit today, RS Data Tech Ltd’s brands take a different approach. The agency combines live reporting, alerts, dispute support, and credit-building guidance to help customers first strengthen their position, before supporting them in accessing more suitable financial options when the time is right. This approach is underpinned by RS Data Tech Ltd’s emphasis on the importance of ongoing support. The agency recognises that credit improvement does not happen overnight and therefore provides customers with access to live monitoring, clear explanations, and unlimited customer support. This ensures customers are not left guessing or in the dark while waiting for problems to arise. “That continuous relationship, rather than a one-off check, is where real value is created,” Cody stated. At the heart of this customer experience is the UK Credit Ratings, Credit Score Pro, and Student Credit Checker support team. When recruiting, the agency seeks individuals who demonstrate not only technical understanding but also empathy, accountability, and strong communication skills. Trust, judgement, and consistency are just as important as data in financial services, and these qualities sit at the core of RS Data Tech Ltd’s overall philosophy, enabling the agency to earn the Credit Report Excellence Award 2025. Maintaining a reputation for consistency and integrity is integral to success in the credit industry, particularly as the fields of data protection, fraud prevention, and consumer transparency continue to evolve. RS Data Tech Ltd recognises the pressure to keep pace with these changes and has committed to continuously investing in systems, governance, and training to ensure the team operates with confidence and clarity. “We see this as an opportunity rather than a constraint,” Cody shared. “Strong regulatory frameworks push providers to raise standards and build better products. By embedding monitoring, alerts, dispute handling, and fraud protection directly into our platform, we are able to deliver services that are not only compliant but genuinely useful. This approach allows us to innovate responsibly while maintaining trust with both customers and partners.” Looking ahead, RS Data Tech Ltd and its credit rating brands intend to continue innovating in line with market developments. Through 2026, the agency plans to expand its platform to include open banking functionality, allowing customers to review their spending habits alongside their credit profile. By combining spending insights with existing credit builder reviews and payment tracking, the agency aims to help customers allocate money more effectively, reduce outstanding credit sooner, and improve their credit position faster, demonstrating precisely why RS Data Tech Ltd and its credit rating brands have been named Best Credit Agency 2025. Contact: Cody Silvester Company: RS Data Tech Ltd, powering UK Credit Ratings, Credit Score Pro & Student Credit Checker Web Address: www.rsdatatech.com & www.ukcreditratings.com
RkJQdWJsaXNoZXIy MTUyMDQwMA==