Category: Finance

UK consumers and businesses made 48.8 billion payments in 2024, according to UK Finance’s Payment Markets report. That volume doesn’t move through one processor. It moves through card networks, Faster Payments, and a growing list of local acquirers

Across many small and medium businesses, the story is similar. Revenue goes up, the client list expands, the team is busier than ever. Yet when month-end comes, the margin is flat or thinner than last year. The business looks like it is growing and feels like

AI has made it possible to build a business faster than ever. A founder can research a market, create a working product, launch a website and begin supporting customers with a much smaller team than would have been required only a few years ago. However, while

Every salon owner knows how long a service takes and which products it requires. However, how much energy goes into delivering it is something that not everyone will know. That’s a gap worth closing.

Sage, the leader in accounting, financial, HR and payroll technology for small and mid-sized businesses, has revealed that UK SME profits grew by 7.4% in the year to Q1 2026, up from 5.5% the previous quarter.

Structural benefits that make spread betting particularly attractive are that there is no stamp duty to pay in the UK, you can trade long or short on thousands of markets and there is no commission on most spread betting platforms. However, these attributes do

Making an IBAN transfer to the wrong account happens way more often than most people expect. Just a single-digit typo in a long string of numbers, and suddenly your payment is headed to a stranger. And as you can imagine, retrieving those funds is neither inst

For years, the standard playbook for a business owner in the UK was simple. Build the business, hold it, and when the time comes, sell it and keep most of what you make. The tax system was favourable for that very play. But that arrangement has quietly come ap

Heating and cooling systems are among the most expensive investments for both residential and commercial property owners. Whether it is a new installation, emergency replacement, or large-scale commercial upgrade, HVAC projects often require significant upfron

Surplus capital of small businesses is usually parked in low-yield accounts and revisited only during quarterly reviews. This method is beginning to look outdated in 2026. Now, business owners are treating excess cash as a lever, one that can be adjusted to su

Seasonal trading rarely has a set schedule. It changes unevenly. Bad weather can diminish demand, whereas strong weather can raise it. A sudden increase in visitors might also hurt performance. The biggest risk occurs when activity is low, costs rise, and conf

Raising money has never been easy for UK startups, but lately it’s become a different kind of challenge. Founders who used to rely on bank loans are now running into stricter checks, higher borrowing costs and slower decisions. As a result, more business