Funding Bay acts as a matchmaker between businesses seeking capital and the lenders who can provide it. By connecting UK SMEs with the right funding partners, it helps firms access finance that genuinely meets their needs.
Funding Bay supports SMEs in raising capital through a wide range of corporate and commercial finance solutions, including invoice discounting, asset finance, bridging and development loans, and unsecured loans.
With a panel of more than 250 trusted lenders — from major high street banks to innovative FinTech and specialist alternatives — Funding Bay offers businesses tailored options rather than a one-size-fits-all product.
As alternative finance continues to grow, now accounting for 60% of all lending in 2024, Funding Bay helps SMEs navigate the shift towards fintech lenders over traditional banks.
Funding Bay’s Top Tips for Raising Finance:
- Plan ahead – Secure finance before it becomes urgent. This gives you more options, stronger negotiating power, and less stress.
- Stay flexible – Have a clear business plan, but be ready to adapt if circumstances change.
- Get your numbers right – Ensure financial reporting is accurate, up to date, and easy to understand. Reliable data builds lender confidence.
- Know your options – Different lenders value different things. A broad panel of lenders means you’re not restricted to a single type of funding.
Funding Bay’s Senior Team Expansion:
Finance broker Funding Bay has expanded its senior team with the appointment of Jack Rowe as Sales Director.
Rowe, who has been with Funding Bay for over two years in his previous role as Commercial Finance Manager, brings more than a decade of sales experience to his new position.
The appointment comes as the company responds to growing demand from small businesses seeking funding solutions. According to recent data, in the first half of 2025, UK loan volumes reached 65 percent of the full year total for 2024. In the same period, Funding Bay has seen an over 250% year-on-year growth in funding enquiries.
Funding Bay attributes this sharp rise to a challenging financial climate, where persistent inflation and ongoing economic uncertainty have fuelled demand among SMEs for business loans.
With traditional banks tightening lending criteria, businesses are increasingly turning to alternative finance providers who can deliver funding decisions within hours rather than the months required by high-street lenders.
Jack Rowe, newly appointed Sales Director at Funding Bay, commented: “I’m delighted to take on this new role during a strong period of growth for Funding Bay. The demand from businesses seeking alternative funding solutions has never been greater, and I’m pleased to be supporting the company’s mission to connect entrepreneurs with the capital they need to thrive.”
Alex Fenton, Partner at Funding Bay/FBX Capital, said: “We’re thrilled to be expanding our team with Jack’s appointment as Sales Director. The reality is that businesses looking for loans can no longer rely solely on traditional banks.
“Jack’s expertise and proven track record make him perfectly positioned to help even more businesses access the funding they need through our extensive network of alternative lenders.”
Funding Bay supports small businesses with securing capital between £10k-£1m, compared to its sister agency FBX Capital, which focuses its advisory services on larger transactions in the £1m-£20m range.
Since being founded in 2017, Funding Bay/FBX Capital has helped businesses raise over £400m of funding through 250 lenders.
For more information visit: https://fundingbay.co.uk/
